When it comes to retirement planning the top mistake is not having a plan. My philosophy is keep it simple. Your plan doesn’t have to be full of pie charts and projections, it just has to be written down. I stress the importance of saving and spending wisely. The first step is to look and see how much social security income you’ll receive. It’s not complicated, find out more by attending one of my free workshops. In the meantime, simply get out that old legal pad and jot down some numbers so you can begin your plan.